Icici Lombard Travel Insurance
While looking for a good travel insurance plan, I got in touch with ICICI Lombard. Their customer care executive was a thorough professional. He was cordial all through our interaction and provided me with all the information I needed. Really great!
icici lombard travel insurance
I found that the ICICI Lombard customer care executive I spoke with was very clear in her communication. She swiftly passed on all the information I required and even helped me pick the right kind of travel insurance policy for my needs. Additionally, she told me about all the awesome benefits, like the cover for lost baggage. Thanks.
ICICI Lombard General Insurance Company Ltd. is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
Our travel insurance policy covers you against medical and non-medical emergencies whether you are travelling for business or leisure. What's more, it is easily available online and offers coverage with no medical tests up to 85 years of age!
It is always prudent to opt for overseas travel insurance as it takes care of any unforeseen expenses and travel-related emergencies while helping you explore an unfamiliar country. If you run into any problem without a travel insurance, it can dent your finances substantially as medical costs in the USA are very high, and disrupt your travel plans.
Since I travel back and forth from Mumbai to Chicago for business meetings I needed the most comprehensive travel insurance. My boss suggested ICICI Lombard travel insurance policy as they offer a variety of value added services. So I read through the policy and was quite impressed with the list of benefits. Needless to say, my travels are much more relaxed now that I have an insurance cover.
I'm used to travelling solo and had recently gone to visit New York City, which was at the top of my bucket list. But my trip came to halt when I got into a traffic accident. This could have gotten me into a financial fix, but my ICICI Lombard travel insurance came to the rescue. They paid for my hospitalisation expenses and also gave me a daily allowance for additional expenses. Though there were a few minor injuries I could enjoy the rest of the trip as planned.
The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai - 400025. IRDA Reg. No. 115. Toll Free 1800 2666 Fax no - 022 61961323.(International Travel Insurance) Misc 129, CIN (L67200MH2000PLC129408) customersupport@icicilombard.com.
Travel Insurance, also referred to as visitor insurance or overseas medical insurance is a special facility offered by insurance companies in India to cover you against the following unforeseen situation while travelling abroad:
With International travel insurance you are eligible for reimbursement up to $7500. This involves reimbursement in terms of transportation of the unattended child in case of your hospitalisation for more than 5 days.
With respect to Medical in-patient and out-patient expenses, if the events happen in India, then health insurance policy claim will be triggered. If it happens abroad, then travel insurance claim will be applicable as follows:
For non-frequent fliers, the best option is to go for Single Trip travel insurance as you can select your travel duration, maximum up to 180 days. ICICI Lombard offers one of the best international travel insurance with added benefits. Our Single Trip travel insurance policy takes care of eventualities, including:
While planning a foreign trip, it is always advisable to consider what kind of travel health insurance is suitable for your needs. With a wide range of benefits like cashless hospitalisation, personal accident and dental treatment cover, ICICI Lombard offers comprehensive coverage.
Travelling to a foreign land on a visitor or business visa and a budget brings about its own set of risks and uncertainties. By getting the benefit of our overseas travel insurance, you can satisfy your wanderlust without the worry of travel risks. You can even manage medical or health expenses, if any, in a foreign land where medical treatment tends to be very expensive and has the potential to eat into your life savings.
Being a serial entrepreneur, I often have to travel overseas for conferences and meetings. During one such trip to Australia, I had a fall and injured my back at the airport. My ICICI Lombard multi trip travel insurance policy helped me out of this fix. The claim services team at ICICI Lombard are prompt and respond quickly in an emergency. I'm happy with their service.
If you are an existing policyholder of erstwhile Bharti AXA General Insurance, and want to intimate or track claims, click here. You can also call us on 1800-103-2292 or write to us at customersupport@icicilombard.com.
New Delhi, Jul 14 (PTI) ICICI Lombard has increased its investment in retail health segment which became the highest contributor to the insurance industry in FY22 and expected to see accelerated growth in the next few quarters. The company's Gross Direct Premium Income (GDPI) during the year stood at Rs 17,977 crore (merged) as against Rs 14,003 crore (standalone) in FY2021, registering a growth of 28.7 per cent, ICICI Lombard General Insurance Company Ltd (ICICI Lombard) said in its annual report for FY22. During the fiscal, the company also completed the process of integration of non-life business of the erstwhile Bharti AXA General Insurance Company with itself. Advt Post the successful integration, ICICI Lombard has become the second largest general insurer in India in terms of GDPI. On a pro forma merged vs merged basis, the growth was 4.7 per cent, the company said. The general insurance industry exhibited resilience with a modest growth of over 11 per cent in 2021-22 despite facing headwinds from Covid-19 impact and later due to the escalating geopolitical tensions, threatening economic outlook, it said. "Health insurance became the highest contributing segment for the industry. We, at ICICI Lombard, also witnessed encouraging growth in this segment. Further, looking at market opportunities especially in the retail health segment, we have increased our investments by adding salesforce to our retail health agency team. "We expect the growth in the retail health line of the business to accelerate in the next few quarters as the salesforce starts getting productive," Bhargav Dasgupta, Managing Director and Chief Executive Officer (CEO), ICICI Lombard, said in his message to shareholders. Speaking about profitability, he said the company over the years continued to stay focussed on profitable growth through disciplined underwriting, sustainable value creation, while delivering excellence in customer service. However, second wave of the pandemic had a devastating and deeper impact than the first one, Dasgupta said, which resulted in an overall impact of Rs 556 crore in FY22 on company's health book. "Consequently, this resulted in decline in profits after tax to Rs 1,271 crore (merged) for FY2022 in comparison to Rs 1,473 crore (standalone) for FY2021," the official said. Among others, ICICI Lombard grew its motor insurance business cautiously in the first half on account of supply chain disruptions, lower demand sentiment and competitive intensity. Dasgupta said in second half of FY22, the growth in motor insurance business was reasonable and the company grew faster than the industry and attained leadership with a market share of 11.8 per cent. "As far as the commercial lines are concerned, we experienced robust growth driven by a rise of 17.8 per cent (merged) in the SME segment. Consequently, the company witnessed market share accretion in commercial lines such as fire, engineering and marine cargo where we had a market share of 12.8 per cent, 15.2 per cent and 17.9 per cent, respectively." He said company's business sourced through its website registered growth driven by health, travel and motor lines of business. "Overall, our digital solutions have enabled us to increase our digital revenues to Rs 774 crore for FY2022, which accounts to 4.3 per cent of our overall GDPI," he added. On the way forward, he said the rate of change has accelerated way beyond a human mind can comprehend alone. "We at ICICI Lombard are proactively drafting our strategies to stay ahead of the curve and are mapping out solutions for the challenges of the present and the future. We intend to expand across distribution, digital, technology and claims services and are making significant investments in these areas," Dasgupta said. PTI KPM HVA 041b061a72